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Tim Trainum Properties
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REALTOR®, VA License #0225235004
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Posts from January 2021

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Buyers | 54 Posts
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English
January
5

by

Fall in Rates Flip Loan Amortization Schedule to Advantage Borrower
Just two years ago, interest rates for a home mortgage were in the area of 4%. Today, rates are near 2.5% (40% less). This 40% fall has dramatic, second-level benefits to borrowers beyond just a reduced mortgage payment and increased home purchasing power. Enter the Loan Amortization Schedule. Every month when a borrower makes a mortgage payment, part of the payment is applied toward interest and part toward principal. That amount changes little by little with every payment - more and more going toward principal and less toward interest. In 2018 when rates were 4%, the first mortgage p...

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Categories: Buyers
Tim Trainum Properties
Tim Trainum Properties
  • 43777 Central Station Drive
  • Suite 390
  • Ashburn, VA 20147

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/17/2026. The listing information on this page last changed on 04/17/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Bright MLS (last updated Thu 04/16/2026 7:53:33 PM EST) or (last updated Fri 04/17/2026 3:00:57 AM EST). Real estate listings held by brokerage firms other than Delta Agent Sites may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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